David Miller, CFP®, is the founder of Rule72 Financial, an independent, fee-only fiduciary wealth management firm based in Northern Virginia. David works with individuals and families who have built or inherited significant wealth and want a trusted partner to help bring their investments, financial planning, and important decisions together. His clients often include successful families approaching or navigating retirement, business owners and entrepreneurs, veterans and federal employees, people managing an inheritance, and experienced investors who no longer want to manage everything on their own. His approach begins with understanding what the wealth is intended to accomplish. From there, David helps clients coordinate investment management with retirement income, tax planning, estate and legacy considerations, charitable giving, and other important financial decisions. When appropriate, he also works alongside clients’ CPAs, estate attorneys, and other professionals so decisions are considered together rather than in isolation. David began his financial advisory career in 2018, working with high-net-worth clients before founding Rule72 Financial in 2021. He completed the University of Virginia’s financial planning curriculum and earned the CERTIFIED FINANCIAL PLANNER™ certification in 2020. Before becoming a financial advisor, David spent much of his career in public service. He retired from the U.S. Air Force after more than 24 years of service and also served in the federal government. He holds a master’s degree from the National Defense University’s Eisenhower School, where his studies included the financial services industry, and is a graduate of the University of Maryland. After years of working in large organizations, David founded Rule72 Financial to provide clients with something intentionally more personal: independent advice, thoughtful investment management, and a long-term advisory relationship where recommendations don't end on a page—they are carried through into action.