Like an Orchestra, your plans need to be in synch
Bring all your plans together
Account Aggregation | Reporting
Rule72 provides you with access to sophisticated technology resources to aggregate, monitor, and track your accounts, including not only those managed by our firm but also accounts outside of our management. Learn more about Rule72's technology resources.
RightCapital analytics helps our team analyze your financial plan and optimizes investing, insurance, tax strategies, social security and more.
Philanthropic | Strategy Development
Our team provides advice addressing your philanthropic goals and crafting a strategy to help guide your family in supporting the organizations and causes that are important to you. We can advise on philanthropic vehicles such as Donor-Advised Funds, Foundations, and Charitable Trusts to design solutions to meet your family's philanthropic-giving objectives.
Banking | Lending
As an independent advisor, our relationship gives you broad access to the banking landscape for your lending needs. We leverage our custodial relationship to obtain and compare rates and terms from various lenders, advocating on your behalf: Securities-based lending Checking and bank account solutions through our custodian Real estate, aircraft, yacht, collectibles, art, or fine wine financing Credit card selection and analysis.
Investment Planning | Strategy
We review your aspirations and design a personalized portfolio for your goals and evaluate your investment performance, update your financial objectives. We have access to customized strategies, strategic asset allocation, tactical tilts, investment cost analysis and monitoring, proprietary market commentary, portfolio risk management, alternative and private investments. Provide quarterly performance statements and reviews. Our team reviews your employer-provided retirement plans, such as 401(k)s. As a fee-only advisor we do not receive commissions on products from third-parties.
Retirement Planning | Financial Independence
We develop and implement recommendations to fund your income needs and help maintain your standard of living during the three stages of retirement. We can help you establish and invest in your traditional IRA, Roth IRA, Simple IRA and all other retirement plans that you might be eligible. Recommend distribution strategies from employer retirement plans & IRAs. Review the possibilities and optimization of converting to a Roth IRA.
Tax Planning | Charitable Giving
We look for opportunities to reduce taxes, including tax harvesting losses or gains. We may recommend tax solutions using tax-advantaged investments. We review charitable giving strategies, such as setting up a Donor-Advised Fund in the current year and making grants in subsequent years. We are informed and ready to act on new tax law changes, including working with your tax professional.
Risk Management | Insurance Assessments
We work closely with you and your legal, tax, and insurance advisors to review all current insurance policies for your family to identify any gaps in your risk management strategy. Rule72 does not sell insurance products or receive any commissions
Estate Planning | Trusts | Inheritances
We advise on estate planning needs and inherited assets. Our team can give advice on best practices for inheritance, unique compensation, or selling a business. We review potential 529 educational fund strategies for legacy funding. We can consult with your estate attorney. Assist in transferring assets to your Living Trust or other trusts. Provide guidance with the appropriate and necessary steps in the event of the death of a loved one. Review beneficiary designations and asset titling.
Please Note:
The scope of any financial planning and consulting services to be provided depends upon the specific requests and needs of the client. Rule72 Financial does not serve as an attorney, accountant, or insurance agent. Rule72 Financial does not prepare legal documents or tax returns, nor does it sell insurance products. As a fee-only advisor, we do not receive commissions on products, giving us greater flexibility for serving the client.
In order to optimize the overall experience, we limit the onboarding of new individuals, families, or entities to a select number each month.